The average small business is owed $17,500 in unpaid invoices. SettledUp sends automated reminders so you don't have to — and gets your money back while you sleep.
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The Problem
It's not that your customers can't pay — it's that nobody's following up consistently. You're busy. It slips. And $17,500 just sits there.
$17,500
average owed in unpaid invoices per small business right now
56%
increase in on-time payments with automated SMS reminders
4 hrs
per week lost chasing late invoices manually — every week
When you send the reminder, it feels personal — awkward for you, uncomfortable for them. When SettledUp sends it, it's just a system. Same message. Zero friction. The relationship stays intact.
You're running a business. Remembering to follow up on every overdue invoice — at the right time, with the right tone — just doesn't happen consistently. SettledUp never forgets and never gets tired of asking.
Every extra step between a reminder and a payment is friction that costs you money. SettledUp's reminders include a one-click Stripe payment link — customers pay in under 60 seconds.
How It Works
Connect your spreadsheet in minutes. SettledUp monitors it every morning and follows up with your customers automatically — you stay in control with one text per day.
Link your accounts receivable data via a secure read-only connection — Google Sheets, Excel, or a QuickBooks export all work. Our AI reads any format and maps your columns automatically. Takes under 5 minutes.
Every morning, SettledUp texts you a list of overdue invoices. Reply SEND to trigger a reminder, or PAID to mark it settled. That's your only job — one text, 10 seconds.
Customer reminders go out automatically via SMS and email with a Stripe payment link. Friendly by default — firm if a late fee has been applied. You're notified the moment payment lands.
See It In Action
SettledUp runs two separate text threads — one with you (the owner), one with your customer. You stay in control. Your customer gets a professional reminder. Nobody picks up the phone.
Mike Rivera — Business Owner
Morning confirmation thread
6:00 AM
6:04 AM
2:18 PM
Sara Lee — Customer
Automated reminder thread
Mike's Electrical
6:04 AM — auto triggered
2:17 PM
2:18 PM
$450 recovered — zero phone calls, zero awkward conversations.
Mike spent 10 seconds on his phone. SettledUp handled everything else.
Why It Works
Every design decision in SettledUp is backed by how businesses and customers actually behave when it comes to invoice payment.
56%
more invoices paid on time with automated SMS reminders vs. manual follow-up
3x
faster average payment when a direct payment link is included in the message
80%
of overdue invoices resolved within 48 hours of the first automated reminder
Customers respond faster to systematic, neutral reminders than to personal calls from the business owner. There's no awkwardness — it's just a process. And processes get paid faster than people do.
The number one reason invoices go unpaid isn't unwillingness — it's friction. Customers mean to pay but forget, or find the process inconvenient. A direct Stripe payment link in every reminder eliminates that excuse entirely.
Pricing
One recovered invoice — even a $400 job — pays for over a year of SettledUp.
Everything you need to stop chasing invoices and start getting paid on autopilot.
FAQ
Everything you need to know before getting started.
Stop leaving money on the table. Set up SettledUp in 10 minutes and let it run.
Start free for 7 days — no card required$39/month after trial. Cancel anytime.